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Banking & Financial Services Verified Business Profile

BRAC Bank PLC

Exchange Ticker: DSE: BRACBANK

Pioneering SME-focused private commercial bank in Bangladesh, majority owner of mobile financial services giant bKash, and listed on the Dhaka Stock Exchange.

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Headquarters
Gulshan-1, Dhaka, Bangladesh
Primary Sector
Banking & Financial Services
Established
2001
Editorial Status
Verified Documented

Manufactured Products & Services

Small & Medium Enterprise (SME) Financing bKash Mobile Financial Services Ecosystem Corporate Syndication & Trade Financing Astha Digital Mobile Banking Platform

Sectors & Client Industries

Commercial Banking & Financial Intermediation Financial Inclusion & Fintech Infrastructure Treasury & Secondary Bond Trading

Corporate Overview

BRAC Bank PLC (DSE: BRACBANK) is one of the highest credit-rated private commercial banks in Bangladesh, carrying international investment ratings from Moody’s and S&P Global. Founded in 2001 by Sir Fazle Hasan Abed as the commercial banking arm of non-governmental organization BRAC, the institution was structured specifically to democratize capital access for small and medium enterprises (SMEs) excluded from traditional corporate banking channels.

BRAC Bank holds the majority equity shareholding in bKash Limited, the dominant mobile financial services (MFS) provider in Bangladesh with over 75 million registered users and daily transactional volume exceeding BDT 4,000 Crore.

SME Lending Leadership & Branchless Networks

Unlike conventional city-centric banks, BRAC Bank’s physical architecture was engineered for grassroots economic mobilization:

  1. Unit Offices & SME Centers: More than 450 dedicated SME Unit Offices operating across rural upazilas and peri-urban manufacturing clusters.
  2. Astha Digital App: An award-winning omnichannel digital banking application handling millions of monthly retail transfers and utility bill settlements.
  3. Green Financing & Sustainable Lending: A designated partner of Bangladesh Bank and the International Finance Corporation (IFC) in channeling low-cost green refinancing loans to export factories investing in solar energy and wastewater treatment.

Sources, Data & References

In accordance with BD Market Insights Editorial Standards, all factual claims, market sizes, and corporate data cited in this publication are cross-referenced with official filings, regulatory bodies, and industry documentation.

  1. Bangladesh Bank Commercial Bank Financial Stability Reports — bb.org.bd (Accessed: September 28, 2026)
  2. Dhaka Stock Exchange BRACBANK Audited Accounts — dsebd.org (Accessed: September 28, 2026)

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BD Market Insights publishes verified corporate profiles derived from public regulatory filings, direct corporate statements, and established industry documentation. We do not accept paid compensation for profile placement or rankings.

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