Bangladesh Zakat & Nisab Calculator
Accurately evaluate your 2.5% annual Zakat liability in Bangladeshi Taka (BDT) using real-time Gold and Silver Nisab standards, bank deposits, jewelry in Bhori, business inventories, and allowable liability deductions.
Cash & Bank Balances
Gold & Silver Possessions
Business Merchandise & Investments
Immediate Debts & Deductible Liabilities
The 8 Designated Zakat Recipients (Asnaf)
Surah At-Tawbah (9:60) specifies the only permissible beneficiaries for your Zakat funds:
- ✓ Al-Fuqara: Destitute individuals with zero income or assets
- ✓ Al-Masakin: The working poor whose earnings fall short of basic needs
- ✓ Al-Gharimin: Individuals burdened by involuntary, legitimate debt
- ✓ Ibn al-Sabil: Travelers and students stranded away from home
- ✓ Fi Sabilillah: Humanitarian, religious, and community welfare efforts
Understanding Nisab Calculation in Bangladesh
The concept of Nisab establishes a dividing line between those who are entitled to receive community support and those who are obligated to contribute. In contemporary Bangladesh, where precious metal prices fluctuate dynamically, selecting the appropriate Nisab benchmark requires careful adherence to Shariah principles.
The Silver Nisab Recommendation
At 52.5 Bhori (612.36g), the Silver Nisab threshold equates to approximately ৳1,20,000 to ৳1,40,000 BDT. Major Islamic institutions in Bangladesh recommend the Silver standard for individuals holding mixed assets because it expands the Zakat safety net to benefit a wider demographic of impoverished families.
Hawl (One Lunar Year)
Zakat is due only once net qualifying wealth has remained at or above the Nisab threshold for a continuous lunar year (Hawl / 354 days). Fluctuations during the intermediate months do not reset the Hawl so long as the wealth meets the threshold at both the start and completion of the year.
Exempt Assets
Personal living assets—such as your family home, commuter car, furniture, work laptops, personal books, and machinery used for production—are completely exempt from Zakat. Only the finished products or inventory intended for sale attract Zakat.
Frequently Asked Questions: Zakat & Nisab in Bangladesh
What is the Nisab threshold for Zakat in Bangladesh?
Nisab is the minimum qualifying threshold of wealth that makes Zakat compulsory. Islamic jurisprudence specifies two standards: Silver Nisab of 52.5 tola/bhori (612.36 grams) and Gold Nisab of 7.5 tola/bhori (87.48 grams). For individuals possessing cash, bank savings, business inventory, or mixed assets, contemporary Islamic scholars and Islamic Foundation Bangladesh recommend the Silver standard so that more support reaches the destitute.
How much is 1 Bhori (Tola) in grams in Bangladesh?
In the Bangladesh Jewellers Association (BAJUS) standard and traditional South Asian metrology, 1 Bhori (or Tola) is exactly equal to 11.664 grams (or 16 Ana / 96 Ratti).
Is Zakat payable on personal residences and household vehicles?
No. Zakat is not due on primary residential houses, personal clothing, household appliances, or personal commuter vehicles used for everyday living. Zakat applies exclusively to liquid wealth, gold, silver, investments, and commercial business merchandise held for one full lunar year (Hawl).
What is the Zakat rate and when does it become due?
The statutory Zakat rate is 2.5% (one-fortieth) of your net qualifying wealth held continuously above the Nisab threshold for one full lunar year (Hijri year / 354 days). If calculated according to the Gregorian calendar year (365 days), scholars recommend a pro-rated rate of 2.577%.
Who are the eligible recipients of Zakat in Bangladesh?
Under Quranic injunction (Surah At-Tawbah 9:60), Zakat can only be disbursed to the eight designated categories (Asnaf): the poor (Fuqara), the needy/destitute (Masakin), appointed Zakat administrators (Amilina Alayha), those whose hearts are to be reconciled, freeing enslaved persons, those overburdened with debt (Gharimin), in the path of Allah (Fi Sabilillah), and stranded travelers (Ibn al-Sabil). Parents, grandparents, children, and spouses cannot receive your Zakat.